Grocery shopping can be a real hassle, right? Especially when you’re juggling school, activities, and maybe even a part-time job. Instacart has become super popular because it lets you order groceries online and have them delivered to your door. But if you’re using SNAP benefits, also known as EBT, you probably want to know: Does Instacart take EBT? Let’s dive in and find out!
Does Instacart Accept EBT?
So, the big question: Does Instacart accept EBT? Yes, Instacart does accept EBT for eligible purchases. This means you can use your SNAP benefits to pay for groceries ordered through the Instacart platform.
What Can I Buy with EBT on Instacart?
Not everything you see on Instacart is covered by SNAP. Knowing what you *can* buy is important so you don’t get any surprises at checkout. Generally, you can use your EBT card to buy groceries that fall into the SNAP guidelines. These are usually the same items you can buy at a regular grocery store with your EBT card.
Here’s a quick breakdown:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
- Snack foods and non-alcoholic beverages
However, there are some things you *can’t* buy. This includes items like alcohol, tobacco products, pet food, and household supplies. Make sure you’re choosing the right items!
It’s important to check the product details on the Instacart website or app to confirm if an item is EBT eligible. Look for a label or symbol indicating it can be purchased with SNAP benefits. This way, you know what you’re allowed to buy using your EBT card.
Setting Up Your EBT Card on Instacart
It’s pretty straightforward to get your EBT card linked to your Instacart account, but it takes a couple of steps. First, you will need to create an Instacart account if you don’t already have one. Then, you’ll need to add your EBT card as a payment method.
Here’s a simple step-by-step guide:
- Log in to your Instacart account.
- Go to “Account” or “Payment Methods”.
- Select “Add EBT Card”.
- Enter your EBT card number, expiration date, and the name on the card.
- Enter your billing address associated with your EBT card.
- Confirm the details and save.
After adding your EBT card, you might also need to add a secondary payment method, like a debit or credit card, to cover things like delivery fees, tips, and any non-eligible items in your order. Make sure to plan your order carefully!
The EBT and Non-EBT Split
When you’re shopping with EBT, you might end up with some items that are SNAP-eligible and others that aren’t. This is where the split payment system comes in. Instacart allows you to divide your order between your EBT card and another form of payment, like a credit or debit card, to manage this situation. Knowing how to split the payment helps you keep track of your spending and ensures your eligible purchases are paid for with your EBT funds.
Here’s how it typically works:
You first select your groceries and add them to your cart. As you add items, pay attention to the EBT eligibility of each. At checkout, you’ll be prompted to choose your payment methods.
- You’ll use your EBT card to pay for the SNAP-eligible items, such as the fruits, vegetables, and other approved groceries.
- You will use your secondary card for the delivery fee, tips, and any non-eligible items.
It’s important to have both forms of payment ready when ordering with Instacart, so you don’t get stuck at the checkout. The platform will usually guide you through the process.
Delivery Fees and Tips with EBT
Another thing to keep in mind is that while Instacart accepts EBT for groceries, your SNAP benefits typically don’t cover fees like delivery fees or shopper tips. Delivery fees can vary depending on where you live, the time of day, and the size of your order. Tips are a way to show appreciation to the Instacart shopper and are usually given at the end of the order.
To avoid any surprises, it’s wise to factor in the cost of these extra charges. You can find the delivery fees and tip amounts during the checkout process. They aren’t covered by EBT. Here is some more info:
| Fee | Covered by EBT? |
|---|---|
| Delivery Fee | No |
| Tip | No |
| SNAP-eligible groceries | Yes |
Keep an eye on those extra costs when planning your budget. Sometimes, you can also find ways to save on delivery fees, such as using Instacart+ (if available in your area) or choosing delivery times when fees might be lower.
Using Instacart with EBT: Tips and Tricks
To make the most of using Instacart with EBT, here are some handy tips. First, plan your shopping list ahead of time. Make a list of everything you need so that you stick to your budget and avoid impulse buys of non-eligible items. Check the prices carefully on Instacart and compare them to what you pay at the store.
Consider these additional tips:
- Check for Sales and Coupons: Instacart often has sales and digital coupons that you can use to save money.
- Compare Prices: Compare prices of the items you need across different stores on Instacart.
- Consider Alternatives: If an item is not SNAP eligible, consider cheaper alternatives.
Make sure to check your EBT balance regularly. Knowing how much you have available will help you stay within your budget and avoid any problems at checkout. Using Instacart with a little bit of planning will make it easier to stick to your budget and get your groceries delivered!
Also, double-check all of your items’ eligibility before you check out. This can save you some problems in the long run.
Conclusion
So, to wrap things up: Yes, Instacart does take EBT, making it a convenient option for SNAP recipients. You can use your EBT card to buy many of the same groceries you would at a regular store. Just remember to plan your order, understand what’s covered, and be prepared to pay for delivery fees and tips separately. By following these tips, you can make the most of Instacart and get your groceries delivered easily, using your EBT benefits. Happy shopping!